In certain scenarios the person making $200 a week at the end of the year will have more money than the person made $400 a week because of the persons background and them learning the importance of saving from somewhere. Though payday loans online available helps the hard thing about finances that experience as often the best teacher.  even though some people a blessed enough to have mentors and otherwise ppl guide them other people are not bless enough to have mentors so they made financial mistakes and they own and must rectify them on their own.  that's why it is important to get an employment while you young so that you do not make big financial mistakes when you become an old person.  as young person you have more energy and more strength to get to get employment done when you are older you will lean towards retirement.  most people retire around the age of 50 years old. High quality loan company is going to give you the options that you need as far as financial and funding goes they're also going to make sure that first of all you are employed second of all your credit score is decent and not horrible and thirdly they want to know that you will be able to pay back whatever loan you take out with the financial company. One of the signs of a bad loan company is that they don't check your credit score they don't ask you for any kind of employment history and when they say they approve any and everybody that is a sign of a scammy or not stable financial loan company. Is important to be able to tell the difference between quality financial lending institution and one that is of a lesser quality the quality financial institution will ask hard questions but they will grant you the loan and funds you need once you answer those hard questions the lesser quality financial institution will make it seem very easy to get a loan and have hidden obligations in the terms and conditions. Millions of people all over the United States of America take out payday loans installment loans tribal loans auto loans and home fast payday loans every single year it has been happening for hundreds of years. The reason why is pretty obvious. Learn more about finances, and guarantee you will continue recieving an income for a long time to come.